Simple, honest pricing
Start free. Upgrade only if you want more. No surprise paywalls, no countdown timers, and we never preselect a paid plan for you.
Free
Everything you need to get started.
- Free credit report scan summary
- 1 dispute letter with issue tracking
- Personalized Credit Checkup and result
- Utilization and payment-planning calculators
- 5 educational AI questions per month
Pro
For people who want to go further, faster.
Recurring. Cancel anytime; you keep access through the paid period.
- Unlimited dispute letters
- Bureau tracking across Experian, Equifax, TransUnion
- Unlimited saved calculations
- Fuller action plan with priorities and milestones
- Expanded educational AI with a transparent monthly limit
- Downloadable PDF action plan and activity history
You'll create a free account first, then return here to upgrade.
3-Bureau Dispute Pack
A one-time pack of 3 dispute letters — one for each bureau — without a subscription. Perfect when you have a few specific errors to challenge.
This platform provides self-help tools and educational information. It is not a credit repair organization, credit bureau, lender, financial institution, or law firm. Use of this platform does not create an attorney-client relationship. Results are not guaranteed. Accurate negative information generally cannot lawfully be removed merely because it is unfavorable.