Privacy Policy

Account information: your name and email address when you register or sign in.

Credit information you enter: credit scores, account details, dispute records, collection accounts, checklist tasks, and onboarding answers you choose to save in the app.

Documents you upload: files such as credit reports, dispute letters, and proof of identity/address that you store in your Document Vault.

Usage data: basic analytics about how you interact with the app to help us improve it.

We never ask for and you should never store your full Social Security Number in this app. Mask account numbers whenever possible.

We use your information to:

• Provide and maintain your account and the features of the app.
• Save the credit data, disputes, and documents you create so you can return to them.
• Send you reminders, follow-ups, and encouragement related to your credit repair progress (for example, if you have not uploaded documents or completed your checklist).
• Respond to your support questions and requests about your data.
• Improve and secure the app.

We do not sell your personal information. We share it only:

• With service providers who help us operate the app, under appropriate confidentiality obligations.
• To comply with legal obligations or to protect our rights and the safety of others.
• In connection with a merger, acquisition, or sale of our business assets, subject to the protections of this policy.

You are responsible for the accuracy of the information you enter. We are not a credit bureau and do not report any information to Experian, Equifax, or TransUnion on your behalf.

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission or storage is completely secure. Documents you upload are stored in the app's private storage and are accessible through your account.

You are responsible for keeping your login credentials secure and for any activity that occurs under your account.

Depending on where you live, you may have the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your personal information, subject to legal exceptions.
• Opt out of certain marketing or reminder communications.
• Withdraw consent where we rely on consent to process your data.

To exercise any of these rights, contact us at Info@alginnovationgroup.com.

We keep your information for as long as your account is active or as needed to provide the app's services. You may delete individual records (such as disputes or documents) at any time within the app. To request full account deletion, contact us at Info@alginnovationgroup.com.

The app is not directed to children under 18, and we do not knowingly collect information from them. If you believe a child has provided us information, contact us and we will delete it.

To help you stay on track, the app may send you scheduled reminder and encouragement emails based on your progress (for example, if no documents have been uploaded after a few days, or if your checklist completion is low). These messages are tied to your account activity. You can opt out of these reminders by contacting us or adjusting your account preferences.

We may update this Privacy Policy from time to time. When we do, we will revise the effective date above. We encourage you to review this page periodically.

If you have any questions about this Privacy Policy or how we handle your information, please contact: